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Welcome to WealthAtIndia. We value your trust and are committed to protecting your privacy and the security of your personal information. This Privacy Policy explains how we collect, use, store, and safeguard your data when you visit our website or interact with our services.
By using WealthAtIndia, you agree to the terms outlined in this policy. If you do not agree, please do not use our website or services.
1. About WealthAtIndia
WealthAtIndia is a digital financial education platform that provides information on:
- Stock market news and updates
- Mutual fund insights
- IPO analysis
- Credit card and insurance comparisons
- Personal finance strategies tailored for Indian investors
Our goal is to promote financial awareness and literacy. We do not provide investment advice or offer financial products directly. All content is for educational and informational purposes only.
2. Information We Collect
a. Personal Information
We may collect the following personal data from you:
- Name
- Email address
- Mobile number
- Location (city/state)
- Financial preferences (e.g., investment interests)
This data is collected only when you voluntarily submit it—such as through newsletter subscriptions, surveys, or contact forms.
b. Non-Personal Information
Collected automatically when you visit our site:
- IP address
- Device and browser type
- Operating system
- Time spent on pages
- Pages visited and click behavior
- Referral source (search engine, link, etc.)
3. How We Collect Information
We gather information through:
- Website forms
- Newsletter subscriptions
- WhatsApp opt-ins
- Cookies and tracking tools
- User interaction with content
- Surveys and feedback forms
Your consent is obtained explicitly for any personal data collected.
4. Purpose of Data Collection
We collect data to:
- Share financial education content
- Deliver newsletters, stock updates, and investment articles
- Customize your content experience based on interests
- Inform you about product offers from our affiliates
- Analyze user behavior to improve our services
- Communicate important announcements or content updates
- Send alerts and recommendations based on market activity
5. Use of Your Information
We use your personal data only to:
- Serve relevant content
- Provide communication via email or WhatsApp
- Conduct analysis (anonymously) to understand our audience
- Comply with applicable laws and regulations
We do not sell or rent your personal information to anyone.
6. Communication and Preferences
You may receive the following from WealthAtIndia:
- Daily/weekly newsletters
- Important market updates and articles
- Product offers from affiliate partners (credit cards, loans, mutual funds, insurance)
You have full control to unsubscribe from emails or opt out of WhatsApp messages at any time by clicking the respective opt-out links or contacting us.
7. Cookies and Tracking Technologies
We use cookies to enhance your browsing experience, including:
- Saving your preferences
- Analyzing site performance
- Improving content delivery
- Personalizing article suggestions
You can disable cookies through your browser settings. However, this may affect the website’s functionality.
8. Data Protection and Security
We maintain strict security practices to protect your data, including:
- SSL encryption
- Firewall protection
- Regular system scans and monitoring
- Limited access to data only for authorized personnel
While we take all necessary precautions, no system is completely secure. We encourage users to follow safe online practices and avoid sharing sensitive data like passwords or OTPs.
9. Sharing of Data
We may share limited data (with your consent) with:
- Email delivery platforms for newsletters
- Affiliate partners when you opt-in to specific offers
- Analytical tools (e.g., Google Analytics) for user behavior tracking
We never share your personal data without a valid purpose and ensure third parties follow strict data security standards.
10. Compliance with Indian Data Laws
WealthAtIndia complies with the:
- Information Technology Act, 2000
- IT Rules, 2011 (Reasonable Security Practices and Sensitive Personal Data or Information)
- Digital Personal Data Protection Act, 2023
We ensure transparency, consent-based data collection, and lawful use of personal information.
11. Data Retention
We retain user information only for as long as necessary to:
- Provide services and communication
- Fulfill the purposes outlined in this policy
- Meet legal obligations
Inactive users’ data may be removed or anonymized periodically.
12. Your Rights
As an Indian user, you have the right to:
- Access the data we hold about you
- Request corrections or updates
- Withdraw consent for promotional communication
- Request deletion of your data (where applicable)
- Know how your data is processed
You can reach out to us at [contact@wealthatindia.com] to exercise these rights. We will respond within a reasonable timeframe.
13. Children’s Privacy
Our services are intended for users aged 18 years and above. We do not knowingly collect data from minors. If we learn that data from a child has been submitted, we will delete it immediately.
Parents and guardians are advised to supervise online activities of minors.
14. External Website Links
We may provide links to third-party websites (e.g., broker platforms, financial tools, or product partners). These sites operate independently, and their privacy practices are not governed by this policy.
We recommend reading the privacy policy of any external site before sharing personal data.
15. Policy Updates
We may update this Privacy Policy from time to time to reflect:
- Legal changes
- Technological developments
- Business needs
All changes will be posted on this page with a revised “Last Updated” date. We encourage you to review this policy periodically to stay informed.
16. Contact Us
For questions or feedback regarding this Privacy Policy or how your data is handled, you can contact us at:
Email: [contact@wealthatindia.com]
Website: [https://www.wealthatindia.com]
Operating Hours: Monday to Saturday, 10:00 AM to 6:00 PM IST
